• Check Up On Your Home Insurance

    Meanwhile, the housing bust and recession have pushed the median home price down 35% since the markets peak. But the cost to rebuild a home after a total loss has increased by 40% since 20047% in 2011 alonethanks to rising building-material and fuel prices. So you could find yourself paying more for less coverage. Worse, you may not have enough insurance to cover the full cost of rebuilding your home and replacing its contents in the event of a fire, a tornado or some other major disaster. SEE ALSO: Spring Home Maintenance Checklist Use your annual renewal notice or any improvements to your home as cues to touch base with your agent or insurer. Recheck how much insurance you really need and comparison-shop, taking advantage of opportunities to save. You can use the same tactics if youre buying a new policy. Check your limits In the aftermath of a total loss, every homeowner says, My insurer told me I was fully insured, says Amy Bach, executive director of United Policyholders , a consumer advocacy group.
    Source: http://www.kiplinger.com/article/insurance/T028-C000-S002-check-up-on-your-home-insurance.html

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