You are going to need liability insurance if someone gets injured or there is property damage in an accident where you are at fault so that you don't have to pay damages out-of-pocket. Insurance against uninsured drivers, as well as non-accident damage to your car like fire or flood, is also important. Do not choose cheap car insurance on price alone. Cheap may mean just that or it could be what you need. Learn about the company's reputation and read the fine print about the policy to make sure it's not a headache waiting to happen. Insurance companies do not all operate in the same way.
Source: http://www.pressbox.co.uk/detailed/International/Auto_Insurance_In_California_-_If_You_Pay_For_Car_Insurance_In_California_Act_Now_To_Cut_Your_Rates_1417615.html
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